Types of auto insurance:

Now, we will discuss about types of auto insurance. There are six types of auto insurance is available at our website:

Liability Coverage: This policy is very important for us. Liability coverage is that coverage which help for Bodily Injury and for Personal Property. If you are a legal policyholder then Liability coverage help you and insurance company pay to you for your damage. Bodily injury and property damage coverage are includes in Liability Coverage. This coverage is the part of general insurance which protect you or policyholder from the risks of liabilities.

  1. Collision Coverage: If you hit your vehicle with another vehicle or a any fixed object like a guard rail, lamp post, or telephone pole, tree, etc, this coverage help you and pay for the damages of your  This policy is very important.
  2. Uninsured/Underinsured Motorist Coverage: Today, 30% of drivers don’t have enough insurance. Mostly drivers are completely uninsured. If an uninsured or underinsured motorist is at fault in an accident, then it provide liability coverage for you and it help you.
  3. Comprehensive Coverage: This coverage is also important for your vehicle because Comprehensive Coverage help you by cover the losses to your car. This coverage covers losses of your vehicle from an accident, like vandalism, riots, hail, fire, theft, etc.
  4. Personal Injury Protection (PIP): PIP is the short name of this coverage. PIP is similar to medical payments coverage, but it covers a wide range of costs. It can help you by pay for medical, rehabilitation expenses, work loss, funeral costs and for many other losses.
  5. Medical Payments: Medical Coverage is also help you. If you or anyone is present in your car during accident, then medical coverage pay for medical expenses.

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